Persistent Digital Banking Studio (PDBS) is a pioneering platform that empowers financial institutions to enhance customer experiences, streamline operations, and offer innovative banking services. PDBS integrates seamlessly with leading third-party services, ensuring real-time efficiency and a comprehensive suite of banking solutions.
Persistent Digital Banking Studio
Streamline Operations and Create Superior Banking Experiences with PDBS
Key PDBS Features
Deposits Onboarding
Transform account opening experiences with PDBS’s Deposits Onboarding Flow. Users can open savings accounts directly from their mobile devices without assistance from a bank.
Key Benefits
- Seamless Account Creation: Enjoy an intuitive, mobile-friendly account opening process
- Third-Party Integrations: Access services like Twilio, Onfido, AWS, Mambu, and Stripe to ensure real-time, secure onboarding
- User-Friendly Interface: A step-by-step guide ensures hassle-free experiences
Multicurrency Account Creation with Currency Conversion
PDBS simplifies global financial management with its multicurrency account feature, allowing users to manage multiple currency accounts and perform real-time conversions.
Key Benefits
- Multi-Currency Management: Effortlessly manage accounts in various currencies
- Real-Time Currency Conversion: Instant funds conversion at competitive rates
- Integrated Solutions : Seamlessly integrates with AWS, Mambu, and Currency Cloud
Payment to Third Parties Outside PDBS
Manage your financial obligations with ease through PDBS’s external payment feature, offering robust, secure, and flexible payment options.
Key Benefits
- Flexible Payment Options: Easily add beneficiaries and make payments
- Comprehensive Financial Management: Securely manage payments to external parties
- User Control: Full control over transaction processes
Virtual Card Management
PDBS allows users to create and manage virtual debit cards, offering enhanced security and control over digital transactions.
Key Benefits
- Virtual Debit Card Creation: Request, block, or suspend cards at any time
- Enhanced Security: Fully secure digital transactions with advanced control features
- User Convenience: Manage virtual card transactions in real time
Lending Onboarding Journey
Simplify the loan application process with PDBS’s fully digital Lending Onboarding Journey. Users can create loan accounts directly from their mobile devices.
Key Benefits
- Efficient Loan Application: Easy-to-use process for setting up loan accounts
- User-Friendly Interface: Designed for a smooth, step-by-step loan onboarding experience
- No Bank Assistance Required: Complete the process without needing to visit a branch
Loan Account Creation and Repayment (Open Banking)
PDBS’s Loan Account Creation and Repayment feature enables seamless loan management with flexible repayment options through open banking.
Key Benefits
- Easy Loan Management: Create and manage loan accounts with ease
- Flexible Repayment Options: Repay loans from any linked bank account or PDBS savings account
- Comprehensive Loan Overview: Get a clear view of loan details and repayment schedules
Buy Now Pay Later (BNPL) Flow
Empower your customers and redefine online shopping with PDBS’s BNPL Flow, offering short-term financing options for e-commerce purchases.
Key Benefits
- Short-Term Financing: Make purchases now and pay later with flexible repayment terms
- Seamless Integration: BNPL options easily integrate with e-commerce platforms
- Enhanced Purchasing Power: Customers can shop and buy with confidence and flexibility
PDBS Chatbot
PDBS Chatbot is an AI-driven assistant that delivers real-time support and superior customer service, answering user queries and improving engagement.
Key Benefits
- AI-Driven Support: Quick, accurate responses enhance customer experience
- Real-Time Assistance: Always available 24/7 to resolve issues and provide support
- Enhanced Engagement: Keep users informed and engaged with proactive assistance
Multicurrency Wallets with Currency Conversion
Manage and enhance global finances seamlessly with Multicurrency Wallets, designed to enable smooth transactions across different currencies.
Key Benefits
- Multi-Currency Management: Open and manage multiple currency accounts effortlessly
- Real-Time Currency Conversion: Instant conversion with real-time exchange rates
- Integrated Solutions: Powered by AWS, Mambu, and Currency Cloud for secure, reliable transactions
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